Ray Quinney & Nebeker is one of the region’s top law firms for banks, lease finance companies, and other financial institutions. We have one of the largest and most sophisticated banking and financial institutions practice in Utah, with many of our lawyers having more than 25 years of experience in this practice area. For decades, the Firm has represented the largest multi-state bank holding company in the Intermountain West and the largest bank in Utah. We continue to represent a broad range of financial institutions, equipment leasing companies and other credit providers, both large and small, including Utah, regional and national financial institutions. We have years of transactional experience with commercial, real estate, and consumer transactions as well as in other more specialized lending and leasing areas. We have demonstrated expertise in resolving risk management issues for financial institution and other clients such as with problem loans and leases, workouts, and bankruptcy representation. In short, Ray Quinney & Nebeker is the “go-to” law firm for Utah’s most important and prosperous lenders and lessors.

COMMERCIAL LENDING DOCUMENTATION (Creditor and Borrower Representation)

  • Commercial Loan Transactions
  • Form Document Review
  • Participations and Syndicated Credits
  • Letters of Credit
  • Small Business Administration and other government loan programs
  • Asset-Based Lending
  • Commercial Law Issues
  • Collateralization of Natural Resources (Oil, Gas, Coal and Other Minerals)
  • Aircraft Loan Transactions

REAL ESTATE LENDING DOCUMENTATION (Creditor and Borrower Representation)

  • Commercial Mortgage Lending
  • Residential Subdivision Lending
  • Title Insurance Issues
  • Tax Credit Transactions
  • Water Law

CONSUMER LENDING AND RETAIL BANKING

  • Consumer Loan Documentation
  • Consumer Lending Regulations & Policies (Truth-in-Lending, etc.)
  • Defense of Consumer Credit Claims, including Class Action Defense

LEASING

  • Commercial Leasing Documentation
  • Aircraft Leasing and Federal Aviation Administration Expertise
  • Equipment Leasing
  • Small/Middle Market Transactions
  • Large/Leveraged Transactions
  • Municipal Leasing
  • Syndications/Participations
  • Securitization/Pooling & Servicing
  • Lease Asset Dispositions
  • Existing Lease Dispositions
  • Policy & Procedures Assistance
  • Leasing Tax Issues
  • Lobbying & Regulatory Compliance

BANKING/REGULATORY COMPLIANCE, ANALYSIS & REPRESENTATION

  • Corporate Trust Representation
  • Payment Systems
  • Bank Products
  • Consumer Lending Regulations, Policies Forms (Truth in Lending, Regulation Z, etc.)
  • Federal Banking Regulations (CRA Compliance/ECOA/Fair Credit Compliance/RESPA/FIRREA)
  • General OCC & Federal Reserve Oversight
  • FDIC Oversight
  • Other State & Federal Government Compliance
  • Legislative Lobbying
  • Branch and Interstate Banking Issues
  • Employment Issues

BANKING/DISPUTE & CONFLICT MANAGEMENT & RESOLUTION (Creditor & Borrower Representation)

  • Problem Loans/Workouts
  • Bankruptcy Representation (Creditor and Trustee Representation)
  • Alternative Dispute Resolution
  • Title Disputes
  • Foreclosures
  • General Collections
  • Environmental Liability Issues for Lenders
  • Lender Liability Defense

BANKING/CORPORATE ORGANIZATION & GOVERNANCE

  • Mergers & Acquisitions
  • Corporate Organization & General Corporate Documents
  • Subsidiary & Other Organizational Matters
  • Formation of Industrial Loan Corporations
Banking and Financial Institutions was last modified: March 24th, 2025 by vreaburn
richard madsen

Chair

Richard H. Madsen II

801-323-3392